You might want to read this post about finances after marriage if you’re a married couple and one or both of you are having a hard time coming together and working as a team on your finances. I know you know everything right now in your young little know-it-all world because WE’ve BEEN THERE TOO (I stressed ‘we’ because it wasn’t just my problem or hers – it was OUR problem). Getting things worked out in our finances has been one of the most significant decisions in our marriage to make it successful up until now and into the death do us part. We just celebrated our 8th anniversary – which is a long marriage these days – so I’d say we’re doing something right. I also recommend you dive in to Joe Sangl, his book, and his Next Steps site. Just go ahead and read all of that, every blog post, book, and web link – you’re gonna need it.
You might want to read this post if you’re the knuckle-headed couple who might need an example of the logic to use when making decisions. Now you can stop thinking the above didn’t apply to you. I’m going to throw out a statement that applies to a real couples situation. I’m not trying to attack them. I don’t feel bad for using their example. It might relate to others out there who, like this couple, have not been listening to sound financial advice from either me or folks like Joe Sangl who know what their talking about. Here it goes… If you’re married and dreaming of leaving the parents property you’re never going to get there making dumb decisions to buy a new car and bedroom furniture with ‘your’ money. It isn’t ‘your’ money. It’s ‘our’ (you an your spouse) money. If you’re offended because I’m blogging this – good. I’d rather offend you now and watch you go through some tough change than say nothing now and watch you go through some tough brokenness financially. You are not invincible with your four or five jobs between the two of you, and what kind of life is that anyway. Your situation could change tomorrow. Would you still be able to afford all your stuff?
You might want to read this post about where some fun money terminology comes from if you’re like me and say ‘bringing home the bacon’ or other such terms. Hope that lightens the mood after my abrasive tone above.
And last but not least. If you’ve got the money to shop on black Friday (or if you’re dumb enough to put it on your credit card after all that I said above) you might want to read this post and stay tuned for when he shares more details on more deals.
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Looking for a new or used car can be a hard approach if you do not know what you will be doing. By educating yourself about car shopping before you visit the car dealership, you possibly can make things much easier on your own. The following advice may help your next store shopping journey be a little more enjoyable.
Always provide a technician together when buying a fresh motor vehicle. Car sellers are well known for offering lemons and you do not want to be their after that victim. If you can not have a auto mechanic to check out autos with you, no less than make certain you have him evaluate your ultimate selection before you purchase it.
Know your limitations. Before you start purchasing for your upcoming auto or vehicle, determine what you can afford to pay out, and follow it. Don’t overlook to feature interest in your computations. You will definitely pay out all around 20 percent as a down payment at the same time, so be well prepared.
Well before attending a car dealership, know which kind of car you need. Analysis most of you choices just before buying so you can evaluate which works best for your financial budget and family requirements. Do your homework to discover simply how much you should pay for the potential car.
Prior to signing any commitment spend some time to study every single line, including the small print. If you have anything detailed that you just do not understand, usually do not indicator till you receive an respond to that you just understand. Unsavory salesmen are able to use an agreement to put in several charges that were not discussed.
Should you keep your preceding assistance in mind next time which you go looking for a car, you will certainly be prone to get a full deal. Buying a automobile lacks to become frustration. Only use the information with this article and you could get the auto you want at a excellent price.