Sick And Tired Of The Debt Debate

Am I the only one who is sick and tired of the debt debate?  I mean how hard is it to understand INCOME minus OUTGO has to equal EXACTLY ZERO and the outgo needs to include generous programs, long term foresight, and paying down the debt…  Is it that difficult?

You might think I’m talking about the US National Debt Debate that has been plastered all over the media off and on really for many years.  It’s always a heated debate.  But that isn’t the only debate I’m talking about.  I’m talking about the debt debate that happens in most everyone’s household at some point.  Should we finance this or that?  Can we afford it?  How can we do x, y, & z and still keep our budget balanced?  Are we going to have the discipline to stick to this budget?  Oh no, we’ve gotten in too deep, now what do we do?  I’m sick and tired of families struggling with these questions.  It doesn’t have to be this way.

The fights happening in American households about money are just like Democrats and Republicans fighting about who’s fault it is and why one plan is better than the other for dealing with it.  Round and round it goes and nothing gets done about it until it’s too late.  It doesn’t have to be this way.

Call me crazy but I believe at some point the US debt ceiling is going to be as high as our country can withstand.  My family has experienced a maxed out debt ceiling first hand – when we hit it we almost lost everything.  Why don’t our representatives understand that concept?  I know it’s more complicated on the grander scale but the principles are the same.  Why isn’t our government applying simple financial principles and why aren’t more American families understanding these principles and applying them personally?  IT DOES NOT HAVE TO BE THIS WAY!

Why isn’t government listening to the people’s concern for our country’s financial future?  Why aren’t people reaching out for help with their personal finances?  That question keeps me awake at night because I know so many people need help but don’t know how to get it or they aren’t willing to ask for it.  My church offers FREE personal finance coaching and the I Was Broke. Now I’m Not. team has helped churches all over the country start coaching programs just like the one at my church.  Contact me if you’re interested in connecting with a coach and I’ll do everything I can to help you do that.  Maybe, JUST MAYBE, if we all start getting it right at home our government will find a way to get it right nationally.  Until that happens I will remain sick and tired of the debt debate.

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