I recently saw someone wearing this t-shirt, and the caption says – “Confidence is the feeling you have before you fully understand the situation.”
That statement is so true when you really think about it. For years when I was broke I ran around over-confident in my ability to produce enough income to keep up with poor financial decision making. It wasn’t working. I didn’t understand. Clearly my feelings of confidence were greater than my understanding of the situation I was in. I WAS BROKE! Flat broke. Paycheck to paycheck until I eventually was unable to pay all the bills.
It is so easy to find ourselves in that type of scenario if we refuse to stop and really consider the risk we’re taking when we sign up for debt, over-burden our expected income, and just plain have no margin.
Have you ever come to the realization that you’ve been making over-confident decisions? What did you do about it, or what ARE you doing about it?
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